One-off gift calculator
What could a single gift become?
Birthday money, Christmas gifts, a grandparent's lump sum — a single gift, invested early, has decades to compound. See what it could become.
The gift
£100
£25£5,000
5 years
Newborn17
6.0%
2% cautious12% optimistic
Compounded monthly, for illustration only — investments can go down as well as up, and this isn't financial advice.
A one-off £100 gift today could become
£2,689
by age 60 at 6.0% growth
27×
the original gift
🎓
University · 18
£218
🎉
Graduation · 21
£261
🏠
House deposit · 30
£446
🏖️
Retirement · 60
£2,689
How £100 grows over their lifetime
Child's age